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Insurance Options

Low-cost insurance options to help safeguard what matters most.

Insurance Options

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection coverage pays the difference between what you owe on your auto loan and the actual cash value (ACV) of your vehicle. This coverage goes into effect when you need it most — when your vehicle is stolen and isn't recovered or is totaled in an accident and cannot be repaired.

For a low, one-time $599 charge for cars and trucks (hundreds below dealer costs), GAP protects you and your entire investment from substantial loss.

Mechanical Breakdown Protection (MBP)

Designed to keep your vehicle on the road, Route 66 Extended Warranty provides a variety of comprehensive and inexpensive warranty programs for new and pre-owned vehicles. Take advantage of this member-only benefit on your next vehicle purchase and safeguard your vehicle with mechanical breakdown protection for hundreds less than you would pay at a dealership.

Member benefits include:

  • No Deductible on covered parts or labor
  • Nationwide Coverage
  • 60 Day Money-Back Guarantee
  • Transferable
  • Direct Claim Payments via Visa/MasterCard
  • Top of the line coverage can be included in your auto loan for just pennies per day
  • Protection against major mechanical expenses, no matter where you travel in the United States
  • Rental Car Allowance
  • 24/7 Emergency Roadside Service for:
    • Towing
    • Flat Tire Assistance
    • Battery Jump Starting
    • Lock-out Service
    • Minor Adjustments

Credit Life & Credit Disability

Credit Life Insurance is designed to pay off the insured balance on your loan if you pass away.

Credit Disability Insurance pays your loan payments (up to the contract limit) if you become ill or disabled and are unable to work.

Both plans are underwritten by Minnesota Life Insurance Company. If you choose this coverage, the service fee will be conveniently included in your monthly loan payment.

TruStage® Insurance: Simple, Straightforward, Budget-Friendly.

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

Get a quote or explore your options at TruStage.com.

© Copyright 2020, TruStage. All Rights Reserved.

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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TruStage® Auto & Home Insurance Program

Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote online today or call 1-855-589-2146.

TruStage® Auto & Home Insurance Program is made available by TruStage. Coverage provided and underwritten by Liberty Mutual® Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA © 2020 Liberty Mutual® Insurance.

To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061.  Individual premiums and savings will vary.

*Discounts are not available in all states and discounts vary by state.

© 2020 TruStage Insurance Agency

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Accidents can happen anytime. Be prepared.

A serious or fatal accident could change your family's life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*

That's why you're entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Educational Federal Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents can happen anytime, there's no better time to help protect the people who matter most.

*Accident statistic from National Safety Council "Injury Facts," 2018.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© 2020 TruStage Insurance Agency

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TruStage® Life Insurance

We make TruStage® Life Insurance policies available to help credit union members like you protect the people who matter most in their lives. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

Call 1-800-814-2914 for more information or get a quote today.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677‑0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

© 2020 TruStage Insurance Agency

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Collateral Protection Insurance (CPI)

If you do not purchase your own insurance, you will be required to purchase Collateral Protection Insurance. This insurance is very costly and does not provide the insurance coverage required by the State of Florida.

Insurance Verification

Auto and Equity Homeowners Insurance

If you have Insurance

Verify your current insurance. Please make sure that you have your EdFed loan number and insurance information available before continuing.

If you do not have Insurance

Please contact an insurance agency or company of your choice and purchase coverage. List Educational Federal Credit Union as the lien holder or mortgagee. For Auto Insurance, purchase full coverage, including comprehensive and collision.

Insurance Agents

Insurance Agents may also verify member insurance. Insurance Agents, please select the 'Agent' option on the verification page to complete the process.

Verification Questions

Please visit the Frequently Asked Questions page for any questions you may have.