Guaranteed Asset Protection coverage pays the difference between what you owe on your auto loan and the actual cash value (ACV) of your vehicle. This coverage goes into effect when you need it most — when your vehicle is stolen and isn't recovered or is totaled in an accident and cannot be repaired.
For a low, one-time $599 charge for cars and trucks (hundreds below dealer costs), GAP protects you and your entire investment from substantial loss.
Mechanical Breakdown Protection (MBP)
Designed to keep your vehicle on the road, Route 66 Extended Warranty provides a variety of comprehensive and inexpensive warranty programs for new and pre-owned vehicles. Take advantage of this member-only benefit on your next vehicle purchase and safeguard your vehicle with mechanical breakdown protection for hundreds less than you would pay at a dealership.
Member benefits include:
No Deductible on covered parts or labor
Nationwide Coverage
60 Day Money-Back Guarantee
Transferable
Direct Claim Payments via Visa/MasterCard
Top of the line coverage can be included in your auto loan for just pennies per day
Protection against major mechanical expenses, no matter where you travel in the United States
Rental Car Allowance
24/7 Emergency Roadside Service for:
Towing
Flat Tire Assistance
Battery Jump Starting
Lock-out Service
Minor Adjustments
Credit Life & Credit Disability
Credit Life Insurance is designed to pay off the insured balance on your loan if you pass away.
Credit Disability Insurance pays your loan payments (up to the contract limit) if you become ill or disabled and are unable to work.
Both plans are underwritten by Minnesota Life Insurance Company. If you choose this coverage, the service fee will be conveniently included in your monthly loan payment.
Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today.
Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.
Get a quote or explore your options at TruStage.com.
TruStage® Auto & Home Insurance Program
Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote online today or call 1-855-589-2146.
Accidents can happen anytime. Be prepared.
A serious or fatal accident could change your family's life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*
That's why you're entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Educational Federal Credit Union.
Since accidents can happen anytime, there's no better time to help protect the people who matter most.
TruStage® Life Insurance
We make TruStage® Life Insurance policies available to help credit union members like you protect the people who matter most in their lives. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.
If you do not purchase your own insurance, you will be required to purchase Collateral Protection Insurance. This insurance is very costly and does not provide the insurance coverage required by the State of Florida.
Insurance Verification
Auto and Equity Homeowners Insurance
If you have Insurance
Verify your current insurance. Please make sure that you have your EdFed loan number and insurance information available before continuing.
If you do not have Insurance
Please contact an insurance agency or company of your choice and purchase coverage. List Educational Federal Credit Union as the lien holder or mortgagee. For Auto Insurance, purchase full coverage, including comprehensive and collision.
Insurance Agents
Insurance Agents may also verify member insurance. Insurance Agents, please select the 'Agent' option on the verification page to complete the process.