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Checking Accounts

Manage your finances conveniently and securely.

EdFed's Checking Account saves you money. Enjoy the following features:

Earns dividends
No monthly minimum balance requirement
No monthly service fees
No per check writing service fees
Your first box of custom credit union checks is free
Automatic deposits available through direct deposit
Surcharge-free withdrawals at nearly 56,000 Allpoint and Presto! network ATMs
FREE account management access with EdFed 24/SEVEN, including Mobile Deposit
FREE Bill Pay
Free Bank-by-Phone
Overdraft Protection from your Prime Savings and/or Personal Line of Credit
Courtesy Pay provided on many checking accounts
Checks that draw your account negative or recurring automated transactions such as monthly utility bills, are automatically covered by Courtesy Pay
An EdFed Rewards Visa Debit Card
EdFed Rewards program — earn 1 point for every $2 spent using your debit card for signature-based transactions (non-PIN)

To open an EdFed Checking Account, visit any one of EdFed's branches.

Student Checking Account

EdFed offers a variety of financial services for high school and college students and young adults*.

An EdFed Student Checking Account offers the following benefits:

Earns dividends
No monthly minimum balance requirement
No monthly service fees
No per check writing service fees
Your first box of custom credit union checks is free
Surcharge-free withdrawals at nearly 56,000 Allpoint and Presto! network ATMs
FREE account management access with EdFed 24/SEVEN, including Mobile Deposit
FREE Bill Pay
Free Bank-by-Phone
Overdraft Protection from your Prime Savings and/or Personal Line of Credit
Eligible to apply for an EdFed Rewards Visa Debit Card
EdFed Rewards program — earn 1 point for every $2 spent using your debit card for signature-based transactions (non-PIN)